Well, for starters, it is MANDATORY by law! But let’s just keep that aside for a moment. You have seen the chaos that is the Indian roads. Bengaluru alone has close to 50,000 cases of drunk driving every year. Add to it generally unruly drivers, disregard for traffic rules, underage drivers and over-worked, fatigued commercial vehicle drivers and you get the picture.
Did we mention the upcoming Virat’s and Sachin’s in your complex who pitch their play area precariously close to the car park? So mandatory or not, a good motor insurance policy will save you a lot of grief and regret in case of a mishap.